Phone scams are becoming more advanced, and criminals are now using voice-cloning technology to trick victims. With just a few seconds of recorded audio, scammers can recreate a person’s voice using artificial intelligence.

These fake voice recordings can then be used to impersonate you, contact your family, or even try to access financial accounts. Experts warn that answering unknown calls without caution could put your personal information at risk.

One thing you should avoid saying is “Yes.” Scammers can record your voice and potentially use it as proof of consent in fraudulent transactions or doctored recordings.

Another phrase to avoid is “I confirm.” Criminals may manipulate audio clips to make it sound like you authorized a payment, subscription, or transfer.

You should also never share personal details like your full name, date of birth, address, or banking information over unexpected calls. Legitimate institutions will not pressure you to provide sensitive data immediately.

If you receive a suspicious call, hang up and contact the company directly using an official phone number. Never rely on numbers provided during the call.

As voice-cloning scams continue to rise, staying cautious about what you say on the phone can help protect your identity and your finances.